{"id":47180,"date":"2024-11-12T16:26:11","date_gmt":"2024-11-12T21:26:11","guid":{"rendered":"https:\/\/www.presbyterianfoundation.org\/?p=47180"},"modified":"2024-11-12T16:33:23","modified_gmt":"2024-11-12T21:33:23","slug":"how-to-encourage-year-end-gifts-in-your-church","status":"publish","type":"post","link":"https:\/\/presbyterianfoundation.louderstaging.com\/ko\/resources\/news\/how-to-encourage-year-end-gifts-in-your-church\/","title":{"rendered":"\uad50\ud68c\uc5d0\uc11c \uc5f0\ub9d0 \uc120\ubb3c\uc744 \uc7a5\ub824\ud558\ub294 \ubc29\ubc95"},"content":{"rendered":"

12\uc6d4\uc5d0 \uc5f0\uc911 \uadf8 \uc5b4\ub290 \ub54c\ubcf4\ub2e4 \ub9ce\uc740 \uc790\uc120 \uae30\ubd80\uac00 \uc774\ub8e8\uc5b4\uc9c4\ub2e4\ub294 \uc0ac\uc2e4\uc744 \uc54c\uace0 \uacc4\uc168\ub098\uc694? \uc804\uccb4 \uc790\uc120 \uae30\ubd80\uc758 3\ubd84\uc758 1 \uc774\uc0c1\uc774 \uc77c \ub144 \uc911 \ub9c8\uc9c0\ub9c9 \ubd84\uae30\uc5d0 \uc774\ub8e8\uc5b4\uc9d1\ub2c8\ub2e4. \uadf8\ub9ac\uace0 \ub300\ubd80\ubd84\uc758 \uae30\ubd80\uac00 12\uc6d4 \ud55c \ub2ec \ub3d9\uc548 \uc774\ub8e8\uc5b4\uc9d1\ub2c8\ub2e4.<\/p>\n

12\uc6d4\uc740 \uc790\uc120 \uae30\ubd80\uc5d0 \uc9d1\uc911\ud558\uace0 \ud55c \ud574\ub97c \ud798\ucc28\uac8c \ub9c8\ubb34\ub9ac\ud558\ub294 \uc2dc\uae30\uc774\uba70, \uad50\ud68c\uc5d0\uc11c\ub3c4 \uc5f0\ub9d0 \uae30\ubd80\ub97c \uc7a5\ub824\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \ub2e4\uc74c\uc740 \uad50\ud68c\uc5d0\uc11c \uc5f0\ub9d0 \uae30\ubd80\ub97c \uc7a5\ub824\ud558\uae30 \uc704\ud55c \ub124 \uac00\uc9c0 \ud301\uc785\ub2c8\ub2e4.<\/p>\n

\uc774 \ubaa8\ub4e0 \uacfc\uc815\uc5d0\uc11c \uc7a5\ub85c\uad50 \uc7ac\ub2e8\uc774 \ub3c4\uc6c0\uc744 \ub4dc\ub9b4 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc0ac\uc5ed \uad00\uacc4 \ub2f4\ub2f9\uc790\ub85c\ubd80\ud130 \uc2dc\uc791\ud558\uc138\uc694. \uc5ec\uae30\uc5d0\uc11c \ucc3e\uc744 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/a>.<\/p>\n

\ub610\ud55c \uad50\ud68c\uc5d0\uc11c \uc0ac\uc6a9\ud560 \uc218 \uc788\ub294 \uc5f0\ub9d0 \ud5cc\uae08 \uc8fc\ubcf4 \uc0bd\uc785\ubb3c, \ud30c\uc6cc\ud3ec\uc778\ud2b8\uc6a9 \uc2ac\ub77c\uc774\ub4dc, \ube0c\ub85c\uc154 \ub4f1 \ub2e4\uc591\ud55c \uc790\ub8cc\ub97c \ucc3e\uc744 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc774 \uc6f9 \ud398\uc774\uc9c0\uc5d0\uc11c<\/a>.<\/p>\n

\ud301 #1: \uac10\uc0ac \uc99d\uad8c<\/strong><\/p>\n

\ud3c9\uade0\uc801\uc73c\ub85c \uc6b0\ub9ac \uc21c\uc790\uc0b0\uc758 \uc57d 111\uc870 3,000\uc5b5 \uc6d0\ub9cc\uc774 \uc740\ud589 \uacc4\uc88c\uc5d0 \uc788\uc2b5\ub2c8\ub2e4. \ud558\uc9c0\ub9cc \uad50\ud68c\uc5d0\uc11c\ub294 \uc77c\ubc18\uc801\uc73c\ub85c \ud604\uae08 \uc120\ubb3c\uc744 \uc694\uccad\ud569\ub2c8\ub2e4. \ud558\uc9c0\ub9cc \uc774\ub7ec\ud55c \uc694\uccad\uc740 \ud55c \uac00\uc871\uc774\ub098 \uac1c\uc778\uc774 \uac00\uc9c4 \uc21c\uc790\uc0b0\uc758 \uac00\uc7a5 \uc791\uc740 \ubd80\ubd84\uc5d0\uc11c \uc774\ub8e8\uc5b4\uc9d1\ub2c8\ub2e4.<\/p>\n

\uc720\uac00\uc99d\uad8c \ud3c9\uac00<\/a> \ub294 \uc8fc\uc2dd, \ucc44\uad8c \ub610\ub294 \ubd80\ub3d9\uc0b0\uacfc \uac19\uc740 \uae30\ud0c0 \ube44\ud604\uae08 \uc120\ubb3c\uc785\ub2c8\ub2e4. \ud3c9\uac00 \uc99d\uad8c \uc120\ubb3c\uc740 \ud604\uae08 \uc120\ubb3c\ubcf4\ub2e4 \ud6e8\uc52c \ud070 \uacbd\uc6b0\uac00 \ub9ce\uc2b5\ub2c8\ub2e4. \uadf8 \uc8fc\ub41c \uc774\uc720 \uc911 \ud558\ub098\ub294 \uc99d\uad8c\uc744 \uc99d\uc5ec\ud560 \ub54c \uae30\ubd80\uc790\uac00 \uc5bb\uc744 \uc218 \uc788\ub294 \uc138\uae08 \ud61c\ud0dd \ub54c\ubb38\uc785\ub2c8\ub2e4. \uac00\uce58 \uc788\ub294 \uc99d\uad8c\uc744 \uc99d\uc5ec\ud558\uba74 \uc790\ubcf8 \uc774\ub4dd\uc5d0 \uacfc\uc138\ub418\uc9c0 \uc54a\uc744 \uac00\ub2a5\uc131\uc774 \uc788\uc2b5\ub2c8\ub2e4. \ub610\ud55c \uc99d\uc5ec\uc758 \uc2dc\uc7a5 \uac00\uce58\uc5d0 \ub300\ud55c \uc790\uc120 \uc138\uae08 \uacf5\uc81c \ud61c\ud0dd\ub3c4 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n

\uc99d\uad8c \uc99d\uc5ec\ub294 \ucc98\ub9ac\ud558\ub294 \ub370 \uc2dc\uac04\uc774 \uac78\ub9ac\ubbc0\ub85c \ub2a6\uc5b4\ub3c4 12\uc6d4 \uc911\uc21c\uae4c\uc9c0\ub294 \uc99d\uc5ec \uc808\ucc28\ub97c \uc2dc\uc791\ud558\uc138\uc694. \ub610\ud55c \uc138\uae08 \ud61c\ud0dd\uc744 \ubc1b\uc73c\ub824\uba74 \uae30\ubd80\uc790\uac00 \uc99d\uad8c\uc744 '\ud604\ubb3c'\ub85c \uc591\ub3c4\ud574\uc57c \ud55c\ub2e4\ub294 \uc810\ub3c4 \uc720\uc758\ud574\uc57c \ud569\ub2c8\ub2e4. \uad50\ud68c\uac00 \uc774\ub7ec\ud55c \uc720\ud615\uc758 \uc99d\uc5ec\ub97c \ubc1b\uc744 \uc900\ube44\uac00 \ub418\uc5b4 \uc788\uc9c0 \uc54a\ub2e4\uba74 \uc7a5\ub85c\uad50 \uc7ac\ub2e8\uc5d0\uc11c \ub3c4\uc6c0\uc744 \ub4dc\ub9b4 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc774 \ub9c1\ud06c \ucc38\uc870<\/a> \ub97c \ucc38\uc870\ud558\uc5ec \uc99d\uad8c\uc744 \uc120\ubb3c\ud558\ub294 \ub2e8\uacc4\ub97c \ud655\uc778\ud558\uac70\ub098 \ubd80\ucc98 \uad00\uacc4 \ub2f4\ub2f9\uad00<\/a> \ub97c \ud074\ub9ad\ud574 \ub3c4\uc6c0\uc744 \uc694\uccad\ud558\uc138\uc694.<\/p>\n

\ud301 #2: \uae30\ubd80\uc790 \uc790\ubb38 \uae30\uae08<\/strong><\/p>\n

\uae30\ubd80\uc790 \uc790\ubb38 \ud380\ub4dc<\/a> \ub294 \uc218\ub144 \ub3d9\uc548 \uac00\uc7a5 \ube60\ub974\uac8c \uc131\uc7a5\ud558\ub294 \uc790\uc120 \uae30\ubd80 \uc218\ub2e8\uc73c\ub85c \uc790\ub9ac \uc7a1\uc558\uc2b5\ub2c8\ub2e4. \uae30\ubd80\uc790 \uc790\ubb38\ud615 \ud380\ub4dc\ub294 \uae30\ubd80\uc790\uac00 \uc790\uc120\ub2e8\uccb4\uc5d0 \uc790\uc0b0\uc744 \uc774\uc804\ud558\uace0 \uae30\ubd80\uc790\uac00 \ud380\ub4dc\uc5d0 \ub300\ud55c \uc790\ubb38\uc744 \uc720\uc9c0\ud558\ub294 \uc218\ub2e8\uc785\ub2c8\ub2e4. \uae30\ubd80\uc790\ub294 \uae30\ubd80\uae08\uc744 \uc5b4\ub5bb\uac8c \ud22c\uc790\ud560\uc9c0, \uc5b4\ub514\uc5d0 \ubcf4\uc870\uae08\uc744 \uc9c0\uae09\ud560\uc9c0, \uc6d0\uce59\uc5d0 \ub530\ub978 \ubcf4\uc870\uae08\uc778\uc9c0 \uc18c\ub4dd\uc5d0 \ub530\ub978 \ubcf4\uc870\uae08\uc778\uc9c0, \uc5b8\uc81c \ubcf4\uc870\uae08\uc744 \uc9c0\uae09\ud560\uc9c0 \ub4f1\uc744 \ucd94\ucc9c\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uae30\ubd80\uc790 \uc790\ubb38\ud615 \uae30\uae08\uc5d0 \ub300\ud55c \uae30\ubd80\uae08\uc740 \uc138\uae08 \uacf5\uc81c \uac00\ub2a5\ud55c \uc120\ubb3c\ub85c \uac04\uc8fc\ub429\ub2c8\ub2e4.<\/p>\n

\ucd94\uac00 \uc138\uae08 \ud61c\ud0dd \uace0\ub824 \uc0ac\ud56d\uc740 \uc790\uc120 \uae30\ubd80\uc5d0 \ub300\ud55c \ud56d\ubaa9\ubcc4 \uacf5\uc81c\uc640 \ud45c\uc900 \uacf5\uc81c\uc5d0 \uad00\ud55c \uac83\uc785\ub2c8\ub2e4. \ud56d\ubaa9\ubcc4 \uacf5\uc81c\ub97c \uc0ac\uc6a9\ud560 \uacbd\uc6b0 \ucd1d\uc561\uc774 \ud45c\uc900 \uacf5\uc81c\uc561\ubcf4\ub2e4 \ucee4\uc57c \ud569\ub2c8\ub2e4. \uae30\ubd80\uc790 \uc790\ubb38 \uae30\uae08\uc740 \uae30\ubd80\uc790\uac00 \uc5ec\ub7ec \ud574\uc758 \uae30\ubd80\ub97c \ud55c \ud574\uc5d0 '\ubb36\uc5b4' \ud574\ub2f9 \uc5f0\ub3c4\uc758 \uacf5\uc81c\ub97c \ud56d\ubaa9\ubcc4\ub85c \ubc1b\uc744 \uc218 \uc788\ub3c4\ub85d \ud5c8\uc6a9\ud569\ub2c8\ub2e4.<\/p>\n

\ub9ce\uc740 \uc0ac\ub78c\ub4e4\uc774 \uae30\ubd80\uc790\uc870\uc5b8\uae30\uae08\uc5d0\uc11c \uad50\ud68c\uc5d0 \uae30\ubd80\ud558\ub294 \uac83\uc744 \uace0\ub824\ud558\uc9c0 \uc54a\uc73c\ubbc0\ub85c \uae30\ubd80\uc790\uc870\uc5b8\uae30\uae08 \ubcf4\uc870\uae08\uc744 \ubc1b\ub294\ub2e4\ub294 \uc0ac\uc2e4\uc744 \uad50\ud68c \uad6c\uc131\uc6d0\uc5d0\uac8c \uc54c\ub9ac\ub294 \uac83\uc774 \uc911\uc694\ud569\ub2c8\ub2e4. \ub610\ud55c \uae30\ubd80\uae08 \uc218\ub839\uc744 \uc778\uc815\ud558\uace0 \uac10\uc0ac\ud558\ub294 \ubc29\uc2dd\uc740 \uc9c1\uc811 \uae30\ubd80\ud558\ub294 \uacbd\uc6b0\uc640 \ub2e4\ub974\ub2e4\ub294 \uc810\uc744 \uc54c\uc544\ub450\ub294 \uac83\uc774 \uc911\uc694\ud569\ub2c8\ub2e4.<\/p>\n

\ud301 #3: <\/strong>IRA\uc5d0\uc11c \ud544\uc694\ud55c \ucd5c\uc18c \ubd84\ubc30\uae08<\/p>\n

\uc758\ubb34\uc801 \ucd5c\uc18c \uc778\ucd9c\uae08(RMD)\uc740 IRS \uaddc\uc815\uc744 \ucda9\uc871\ud558\uae30 \uc704\ud574 IRA \uc18c\uc720\uc790\uac00 \uc740\ud1f4 \uacc4\uc88c\uc5d0\uc11c \uc778\ucd9c\ud574\uc57c \ud558\ub294 \uae08\uc561\uc785\ub2c8\ub2e4. 2024\ub144 12\uc6d4 31\uc77c \uc774\uc804\uc5d0 73\uc138\uac00 \ub418\uc5c8\ub2e4\uba74 RMD\ub97c \uc758\ubb34\uc801\uc73c\ub85c \uc218\ub839\ud574\uc57c \ud569\ub2c8\ub2e4. 2024\ub144 \uc911\uc5d0 73\uc138\uac00 \ub418\uc5c8\ub2e4\uba74 2025\ub144 4\uc6d4 1\uc77c\uae4c\uc9c0 \uc778\ucd9c\uc744 \uc2dc\uc791\ud574\uc57c \ud569\ub2c8\ub2e4.<\/p>\n

RMD\ub294 \ud06c\uac8c \ub450 \uac00\uc9c0 \ubc29\ubc95 \uc911 \ud558\ub098\ub85c \ub9cc\uc871\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4:<\/p>\n

    \n
  1. \uc9c1\uc811 \uc9c0\uae09\uc744 \ubc1b\ub294 \uac1c\uc778 \ub610\ub294<\/li>\n
  2. \uc801\uaca9 \uc790\uc120 \uae30\ubd80\uae08\uc744 \uc694\uccad\ud558\ub294 \uac1c\uc778\uc774 \uc9c1\uc811 \uae30\ubd80\ud569\ub2c8\ub2e4.<\/li>\n<\/ol>\n

    \uc801\uaca9 \uc790\uc120 \ubd84\ubc30\uae08(QCD)\uc740 70 1\/2\uc138 \uc774\uc0c1\uc758 \uac1c\uc778\uc774 \uc18c\uc720\ud55c IRA(\uc9c4\ud589 \uc911\uc778 SEP \ub610\ub294 SIMPLE IRA \uc81c\uc678)\uc5d0\uc11c \uc801\uaca9 \uc790\uc120 \ub2e8\uccb4\uc5d0 \uc9c1\uc811 \uc9c0\uae09\ud558\ub294 \uacfc\uc138 \ub300\uc0c1 \ubd84\ubc30\uae08\uc785\ub2c8\ub2e4. \uc989, QCD\ub294 70 1\/2\uc138 \uc774\uc0c1\uc758 IRA \uc18c\uc720\uc790\uac00 IRA \uc81c\uacf5\uc790\uc5d0\uac8c IRA\uc5d0\uc11c \uc778\ucd9c\ud55c \uc218\ud45c\ub97c \uad50\ud68c\ub098 \uc0ac\uc5ed\uc9c0 \ub4f1 \uc6d0\ud558\ub294 \uc790\uc120\ub2e8\uccb4\ub85c \uc9c1\uc811 \ubcf4\ub0b4\ub3c4\ub85d \uc9c0\uc2dc\ud560 \uc218 \uc788\ub294 \uac83\uc744 \ub9d0\ud569\ub2c8\ub2e4. QCD\ub294 \uc9c0\uc5ed \uad50\ud68c\ub97c \ud3ec\ud568\ud558\uc5ec \uac00\uc7a5 \uad00\uc2ec \uc788\ub294 \uc790\uc120 \ub2e8\uccb4\ub97c \uc9c0\uc6d0\ud560 \uc218 \uc788\ub294 \ud604\uba85\ud55c \uc138\uae08 \ub0a9\ubd80 \ubc29\ubc95\uc785\ub2c8\ub2e4.<\/p>\n

    \ud301 #4 \uacc4\ud68d \uae30\ubd80 \uc54c\ub9bc<\/strong><\/p>\n

    \uacc4\ud68d \uae30\ubd80\uc5d0 \ub300\ud55c \uad00\uc2ec\uc774 \uae09\uaca9\ud788 \uc99d\uac00\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uad6d\uc138\uccad\uc758 \ub370\uc774\ud130\uc5d0 \ub530\ub974\uba74 \uc790\uc120 \uc720\uc99d\uc740 \uc2e4\uc81c\ub85c \ud3c9\uc0dd \uae30\ubd80\ubcf4\ub2e4 3\ubc30 \ub354 \ub9ce\uc740 \uac83\uc73c\ub85c \ub098\ud0c0\ub0ac\uc2b5\ub2c8\ub2e4. \uc0ac\ub78c\ub4e4\uc774 \uacc4\ud68d \uae30\ubd80\ub97c \uc57d\uc815\ud558\uba74 \uc5f0\uac04 \uae30\ubd80\uc561\ub3c4 \uc99d\uac00\ud569\ub2c8\ub2e4.<\/p>\n

    \uad50\ud68c\uc5d0 \uacc4\ud68d \uae30\ubd80\ub97c \uc218\ub77d\ud558\uace0 \uc720\uc5b8\uc7a5\uc5d0 \uad50\ud68c\ub97c \ucd94\uac00\ud558\uac70\ub098 \uc0dd\uba85 \ubcf4\ud5d8\uc758 \uc218\ud61c\uc790\ub85c \uc9c0\uc815\ud558\ub294 \uac83\uc744 \uace0\ub824\ud560 \uc218 \uc788\uc74c\uc744 \uc0c1\uae30\uc2dc\ud0a4\uc138\uc694.<\/p>\n

    \uacc4\ud68d \uae30\ubd80\uc5d0 \ub300\ud55c \ub354 \ub9ce\uc740 \ub9ac\uc18c\uc2a4 \ucc3e\uae30 \uc6f9 \uc0ac\uc774\ud2b8\uc5d0\uc11c<\/a>.<\/p>","protected":false},"excerpt":{"rendered":"

    Did you know that more charitable giving happens in December than any other time of the year? Over one-third of all charitable giving is done in the last quarter of […]<\/p>\n","protected":false},"author":4,"featured_media":47192,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[1],"tags":[],"class_list":["post-47180","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-uncategorized"],"acf":[],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/presbyterianfoundation.louderstaging.com\/ko\/wp-json\/wp\/v2\/posts\/47180","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/presbyterianfoundation.louderstaging.com\/ko\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/presbyterianfoundation.louderstaging.com\/ko\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/presbyterianfoundation.louderstaging.com\/ko\/wp-json\/wp\/v2\/users\/4"}],"replies":[{"embeddable":true,"href":"https:\/\/presbyterianfoundation.louderstaging.com\/ko\/wp-json\/wp\/v2\/comments?post=47180"}],"version-history":[{"count":1,"href":"https:\/\/presbyterianfoundation.louderstaging.com\/ko\/wp-json\/wp\/v2\/posts\/47180\/revisions"}],"predecessor-version":[{"id":47193,"href":"https:\/\/presbyterianfoundation.louderstaging.com\/ko\/wp-json\/wp\/v2\/posts\/47180\/revisions\/47193"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/presbyterianfoundation.louderstaging.com\/ko\/wp-json\/wp\/v2\/media\/47192"}],"wp:attachment":[{"href":"https:\/\/presbyterianfoundation.louderstaging.com\/ko\/wp-json\/wp\/v2\/media?parent=47180"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/presbyterianfoundation.louderstaging.com\/ko\/wp-json\/wp\/v2\/categories?post=47180"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/presbyterianfoundation.louderstaging.com\/ko\/wp-json\/wp\/v2\/tags?post=47180"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}